The second problem is that the rules under which sweden telegram data subordinated debt should be written off or converted are triggered when the bank is almost insolvent (for example, the capital adequacy ratio falls below 2%). To improve the ability of subordinated debt to absorb bank losses, we plan to increase the trigger for their write-off or conversion.
into two types. Most likely, one type will be with a higher trigger and with conversion into shares, and the second one will be with a lower trigger and with a par value restoration.
Can you comment on the opinion
of a number of bankers that the Central Bank takes too much time to prepare and adopt regulatory documents?
In regulation, it is extremely important
to measure seven times and only then cut once. We adhere to this principle when developing all innovations, including tightening ones, so as millions of databases automatically updated not to create excessive pressure. For example, we did not have a plan for accelerated introduction of regulation for immobilized assets, because after the introduction of tough sanctions, we had america email to give banks time to adapt. We acted according to plan, the only thing is that we did not have time to publish the revised concept at the end of the year, because some banks provided data late.