We have data from banks on lending and oman telegram data the price dynamics of loans and deposits. Communication with business associations allows us to verify whether the picture is really as we see it from the figures we receive from other sources. Companies tell us about their production and investment plans, share their views on current and future demand, talk about borrowing plans and the current .
If we characterize these plans and views
for the next year as a whole, they are noticeably more moderate and reserved than they were last year. And this is important information for understanding how our decisions influence.
Banks also share with us their plans and assessments of their capabilities to increase lending, taking into account the tightening of regulation, and measuring the success of double opt-in show statistics on the quality of loan portfolios.
Do they indicate the risks of defaults?
— The situation looks fairly stable for now, but there are already signs of some deterioration in the risk metrics of individual borrowers, especially america email in the small and medium business segment. It is very important to keep all this in focus.